Change Your Family Tree Without More Hours

Creating wealth that outlasts your career is now possible for anyone 🤑. The challenge isn’t finding opportunities—it’s knowing which ones actually work…

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Which Passive Income Strategy Is Right For Y-O-U?

Ever tried picking a passive income strategy? It’s like Netflix – too many options, no idea where to start, and you waste an hour just scrolling.

Take the Dumb Passive Income quiz and skip the decision fatigue. We’ll match your situation with strategies that actually make sense:

  • Your starting budget (even if it’s < $0)
  • How much time you really have
  • Your risk comfort level
  • Your particular set of skills (ones you’ve acquired over a very long career… or not)

…because changing your family tree doesn’t require genius – just someone pointing you in the right direction.

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Stop Chasing Paychecks and Start Building Income Machines

Traditional employment has a ceiling. Passive income has potential. One will keep you comfortable. The other could change your family for generations.

So, How Do We Make Passive Income “Dumb” Simple?

Imagine one of those matching worksheets for kids: on one side are your skills, knowledge & situation. On the other are real-world passive income streams killing it today. We help you connect the crayon line between them.

Rhett C

Hi, I’m Rhett

Director of Dumb

Why Do Some People Fail Online But Crush It Offline?

The digital vs. physical divide isn’t about which is better—it’s about which suits YOU.

Online ventures (digital products, affiliate marketing) offer scalability with minimal startup costs. Offline assets (rental properties, ATMs) provide tangible security but require more capital.

Your personality, skills, and resources determine where you’ll actually succeed. We’ll help you pick your lane.

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Proven Passive Income Categories for Beginners

  • Investing: Build wealth through dividend stocks, REITs, and index funds
  • Digital Products: Create once, sell forever with ebooks, courses, and templates
  • Content Creation: Monetize blogs, YouTube channels, and podcasts with ads and sponsorships
  • See all passive income ideas for 2026
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Build Passive Income Using Skills You Already Have

We’ll help identify your “particular set of skills” (yes, Liam Neeson style) and match them to opportunities that generate income while requiring minimal ongoing effort.

Generate Cash Next Month or Build Wealth for Decades?

Need extra money by summer? Focus on quick-start strategies like renting assets or flipping digital products.

Building for retirement? Dividend investing and content platforms compound over years.

Everyday People
Personalized Passive Income Plans Made Simple

Join 5k+ everyday people who’ve stopped guessing and started building. Skip months YEARS of expensive trial-and-error & find your perfect starting point in just minutes.

Turn Your Current Budget—Whatever It Is—Into Growing Income

Start where you are today. With $0-$500, leverage skills through affiliate marketing or digital products. At $500-$5,000, invest in dividend stocks or content websites. With $5,000+, acquire real assets or build automated systems.

Your journey begins with your current capital reality.

The Truth About Time Requirements for Passive Income

“Passive” doesn’t = effortless. Every income stream requires upfront work (creation phase) and ongoing maintenance (operation phase).

Digital products need updates, properties need management, investments need monitoring. Your success depends on honestly assessing how many hours you can commit initially and monthly for upkeep.

Take the DUMB Passive Quiz

Types of Passive Income Examples That Work (While You Don’t)

Each passive income category varies dramatically in risk level, initial investment, and long-term scalability. But the end result? Assets that work overtime so you don’t have to.

Generate real estate passive income by renting out residential or commercial properties, investing in REITs, or using short-term rental platforms like Airbnb. These methods provide recurring income with varying levels of involvement, startup costs, and maintenance needs.

👉 Turn your spare bedroom into a money-making machine

Earn passive income from dividend stocks by investing in companies that distribute a portion of their profits as regular dividends. Income depends on dividend yield, payout frequency, and the number of shares owned. Reinvesting dividends can increase long-term returns through compounding.

👉 Put your money to work while you focus on literally anything else

Generate passive income from digital products by selling items like eBooks, online courses, stock photos, or software. Once created, these products can be sold repeatedly with little ongoing effort. Platforms like Gumroad, Teachable, or Shopify automate sales and delivery.

👉 Create once, sell infinitely – without restocking shelves

Earn passive income from affiliate marketing by promoting products or services through unique referral links. You receive a commission when users purchase through your links. Blogs, YouTube channels, and social media are effective platforms for building affiliate revenue over time.

👉 Earn commissions while you sleep (even if you’ve never sold anything) →

Earn passive income from royalties by licensing intellectual property such as books, music, software, or patents. Royalties are paid when others use or sell your content. This model offers long-term income with minimal effort after the initial creation and licensing process.

👉 Turn your creativity into a lifetime income stream →

Generate passive income from automated eCommerce by setting up online stores using dropshipping, print-on-demand, or fulfillment services. Platforms like Shopify and Amazon FBA handle inventory and shipping, allowing revenue generation with minimal ongoing management.

👉 Sell products worldwide without touching inventory or shipping labels →

Earn passive income from interest by investing in savings accounts, bonds, or peer-to-peer lending platforms. Interest is paid regularly based on the principal amount and rate. This method offers low-risk, stable returns with minimal involvement after the initial investment.

👉 The lazy investor’s favorite trick: money that makes more money →

Earn passive income from peer-to-peer lending by funding loans through online platforms like LendingClub or Prosper. Borrowers repay with interest, generating consistent returns. The platform manages loan servicing, reducing your involvement after the initial investment.

👉 Become the bank and collect interest on your terms →

Earn passive income from rental assets by leasing property such as vehicles, parking spaces, storage units, or equipment. Renters pay a fee for usage, generating recurring income. After setup, automated booking systems and third-party managers can reduce daily involvement.

👉 Someone needs what you’re not using. Why not charge them for it? →

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Trusted by Thousands Looking to Break Free from the Paycheck Trap

From side-hustlers to full-time freedom seekers, smart people choose Dumb Passive Income to build wealth that works for them, not the other way around.

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“Check the Dumb Passive Income blog for tips from a seasoned affiliate marketer”

Geniuslink is a trusted leader in affiliate marketing technology, known for spotlighting top performers and innovative strategies in the industry.
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“…benefit emerging entrepreneurs and help them quickly grow a profitable online business”

Noobpreneur is an authoritative online magazine that covers a wide array of topics related to business and entrepreneurship.
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“Every month, [DPI]shares successes with [their] audience”

…with 33 income reports published to date. [DPI’s] online business is only a side hustle, and one which nets around $3,000/month – not bad at all.

Questions?

Ditched the corporate speak. Simplified the ask. Whether you’re wondering about tax implications or struggling with startup hurdles, drop us a message. We’ll get back to you with actual answers, not jargon.

Ready to Change Your Family Tree?

It’s never been easier to build assets that pay you. It’s never been harder to know where to start. But that ends today. Take our quick passive income quiz and find your match—because financial freedom shouldn’t require a genius, just the right first step.

Find What Works →

Contact:

dumbpreneur@dumbpassiveincome.com

Address:

110 16th Street, Suite 1460, Denver, CO 80202